ADDITIONAL COVERAGE

Commercial

Commercial Vehicles

Commercial Use vehicles receive the same coverage offerings, with the exception of Roadside Assistance. Emergency vehicles, vehicles used for racing, competitive driving or off-roading are NOT eligible.

Examples of a Business Use vehicle include: a privately or company owned vehicles that are used by a primary driver for the purpose of, but not limited to, non-delivery route, sales work and light duty work.

Examples of a Commercial Use vehicle include any vehicles used in any other type of business not described under ‘Business Use’ such as:

Taxi/Uber/Lyft
Mobile Business
Service Repair Work
Mail Delivery
Appliance Delivery
Route Delivery
Fleets
Trades
Lawn Care
Shuttle
Livery
Multiple Driver

**Additional Surcharge Applies

Hybrid/ Electric Vehicles

Our program provides Electric and Hybrid vehicle coverage similar to that available on combustion engines. Batteries are NOT covered under any level of coverage. To see an example of covered Hybrid/ Electric parts visit our Coverage Details.

**Additional Surcharge Applies

Lifted/ Lowered/ Oversized Tires

Eligibility for:

Vehicles that are lifted up to 6 inches
Vehicles that are lowered up to 4 inches
Vehicles with tire size up to 35 inches in diameter

Vehicles that are lowered more than 4 inches are NOT eligible for coverage.

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